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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,197 | $183,592-72.7% | $155,574-67.7% | $145,877-65.6% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 29.89% | 61.37%-31.5pp | 64.87%-35.0pp | 551.28%-521.4pp |
| Employer contribution / active EE | $4,133 | $5,317-22.3% | $4,676-11.6% | $4,663-11.4% |
| Participant deferral / active EE | $3,540 | $6,466-45.3% | $5,629-37.1% | $6,691-47.1% |
| Admin fee / account holder | $1,263 | $19,316-93.5% | $15,914-92.1% | $13,402-90.6% |