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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,843 | $167,362-78.0% | $143,799-74.4% | $134,532-72.6% |
| Participation rate | 88.2% | 84.8%+3.4pp | 80.3%+7.9pp | 81.2%+7.0pp |
| Annual return | -26.46% | 0.47%-26.9pp | -0.04%-26.4pp | 418.27%-444.7pp |
| Employer contribution / active EE | $4,185 | $5,620-25.5% | $4,952-15.5% | $4,741-11.7% |
| Participant deferral / active EE | $3,817 | $6,447-40.8% | $5,638-32.3% | $6,401-40.4% |
| Admin fee / account holder | $2,166 | $18,094-88.0% | $14,677-85.2% | $11,429-81.0% |