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| Provider | Service type | Compensation |
|---|---|---|
Filed as: LOCKTON FINANCIAL ADVISORS LLC Service code 33 · EIN 20-3247391 | Securities brokerage commissions and ... | $17,504 |
Filed as: THE PRUDENTIAL INSURANCE COMPANY OF Service code 13 · EIN 22-1211670 | Contract Administrator | $13,424 |
Service code 13 · EIN 35-1140070 | Contract Administrator | $9,099 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,507 | $86,294-7.9% | $111,303-28.6% | $85,856-7.4% |
| Participation rate | 60.4% | 73.3%-13.0pp | 77.3%-16.9pp | 69.3%-8.9pp |
| Annual return | 12.68% | 19.99%-7.3pp | 54.66%-42.0pp | 318.58%-305.9pp |
| Employer contribution / active EE | $0 | $2,043-100.0% | $2,731-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $4,845 | $3,641+33.1% | $4,487+8.0% | $3,952+22.6% |
| Admin fee / account holder | $364 | $8,189-95.6% | $7,966-95.4% | $6,261-94.2% |