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| Provider | Service type | Compensation |
|---|---|---|
LINCOLN NATIONAL CORPORATION2 years Service code 13 · EIN 35-1140070 | Contract Administrator | $33,367 |
Filed as: LOCKTON FINANCIAL ADVISORS LLC Service code 33 · EIN 20-3247391 | Securities brokerage commissions and ... | $9,286 |
CREATIVE PLANNING LLC1 year Filed as: CREATIVE PLANNING, LLC Service code 16 · EIN 84-4519624 | Consulting | $7,474 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,820 | $71,878-12.6% | $86,698-27.5% | $68,486-8.3% |
| Participation rate | 75.0% | 72.2%+2.8pp | 76.6%-1.6pp | 67.9%+7.1pp |
| Annual return | -14.43% | 3.53%-18.0pp | 35.95%-50.4pp | -7.85%-6.6pp |
| Employer contribution / active EE | $792 | $2,173-63.6% | $2,837-72.1% | $2,597-69.5% |
| Participant deferral / active EE | $6,578 | $3,779+74.1% | $4,656+41.3% | $4,028+63.3% |
| Admin fee / account holder | $444 | $6,113-92.7% | $7,493-94.1% | $5,404-91.8% |