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| Provider | Service type | Compensation |
|---|---|---|
Filed as: ONEAMERICA RETIREMENT SERVICES LLC Service code 15 · EIN 46-5378846 | Recordkeeping | $113,527 |
CAPFINANCIAL PARTNERS LLC5+ years Filed as: CAPFINANCIAL PARTNERS Service code 28 · EIN 26-0058143 | Investment Management | $36,278 |
UBS FINANCIAL SERVICES INC5+ years Filed as: UBS FINANCIAL SERVICES Service code 28 · EIN 13-2638166 | Investment Management | $28,393 |
MATRIX TRUST COMPANY2 years Service code 19 · EIN 75-3182674 | Securities Custodian | $0 |
Participant contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,584 | $39,973-41.0% | $79,576-70.4% | $77,906-69.7% |
| Participation rate | 91.3% | 64.6%+26.7pp | 69.5%+21.9pp | 73.7%+17.6pp |
| Annual return | -17.15% | 3.42%-20.6pp | 0.15%-17.3pp | 12.16%-29.3pp |
| Employer contribution / active EE | $0 | $1,088-100.0% | $2,413-100.0% | $2,846-100.0% |
| Participant deferral / active EE | $903 | $2,774-67.5% | $3,985-77.3% | $4,805-81.2% |
| Admin fee / account holder | $123 | $113+8.8% | $6,834-98.2% | $133-7.4% |