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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,677 | $84,236-37.5% | $170,435-69.1% | $70,126-24.9% |
| Participation rate | 44.4% | 70.8%-26.4pp | 83.6%-39.2pp | 69.5%-25.1pp |
| Annual return | 38.20% | 23.06%+15.1pp | 205.94%-167.7pp | 73.15%-34.9pp |
| Employer contribution / active EE | $1,032 | $3,387-69.5% | $5,432-81.0% | $2,343-56.0% |
| Participant deferral / active EE | $3,215 | $3,086+4.2% | $4,939-34.9% | $3,332-3.5% |
| Admin fee / account holder | $93 | $5,698-98.4% | $13,881-99.3% | $4,645-98.0% |