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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,519 | $85,171-32.5% | $172,753-66.7% | $72,976-21.2% |
| Participation rate | 46.9% | 70.1%-23.2pp | 82.6%-35.8pp | 69.5%-22.6pp |
| Annual return | 24.05% | 27.32%-3.3pp | 803.00%-779.0pp | 81.02%-57.0pp |
| Employer contribution / active EE | $1,190 | $3,324-64.2% | $5,144-76.9% | $2,440-51.2% |
| Participant deferral / active EE | $3,394 | $3,260+4.1% | $5,198-34.7% | $3,608-5.9% |
| Admin fee / account holder | $7 | $5,880-99.9% | $13,956-99.9% | $5,124-99.9% |