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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,252 | $73,863-36.0% | $143,797-67.1% | $68,490-31.0% |
| Participation rate | 68.6% | 66.7%+1.9pp | 80.3%-11.7pp | 67.9%+0.7pp |
| Annual return | -18.13% | 0.91%-19.0pp | -0.04%-18.1pp | -7.85%-10.3pp |
| Employer contribution / active EE | $2,032 | $3,185-36.2% | $4,952-59.0% | $2,597-21.7% |
| Participant deferral / active EE | $4,692 | $3,385+38.6% | $5,638-16.8% | $4,028+16.5% |
| Admin fee / account holder | $42 | $5,756-99.3% | $14,679-99.7% | $5,403-99.2% |