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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,451 | $77,920-17.3% | $149,723-57.0% | $75,177-14.3% |
| Participation rate | 50.0% | 65.6%-15.6pp | 78.8%-28.8pp | 67.2%-17.2pp |
| Annual return | 19.58% | 31.72%-12.1pp | 134.50%-114.9pp | 160.75%-141.2pp |
| Employer contribution / active EE | $1,598 | $3,138-49.1% | $4,821-66.9% | $2,671-40.2% |
| Participant deferral / active EE | $4,010 | $3,411+17.6% | $5,682-29.4% | $4,126-2.8% |
| Admin fee / account holder | $38 | $5,951-99.4% | $13,215-99.7% | $5,651-99.3% |