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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,147 | $30,385+68.3% | $56,054-8.8% | $74,400-31.3% |
| Participation rate | 48.5% | 32.9%+15.7pp | 52.5%-3.9pp | 67.2%-18.7pp |
| Annual return | 15.38% | 24.92%-9.5pp | 1705.95%-1690.6pp | 1367.51%-1352.1pp |
| Employer contribution / active EE | $784 | $609+28.8% | $1,039-24.5% | $2,624-70.1% |
| Participant deferral / active EE | $1,957 | $1,174+66.7% | $1,952+0.2% | $4,348-55.0% |
| Admin fee / account holder | $1 | $2,361-100.0% | $2,822-100.0% | $1,944-99.9% |