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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,661 | $28,109-37.2% | $71,089-75.2% | $56,289-68.6% |
| Participation rate | 56.3% | 40.4%+15.9pp | 54.6%+1.6pp | 69.9%-13.6pp |
| Annual return | -3.02% | -615.05%+612.0pp | 650.65%-653.7pp | -9.96%+6.9pp |
| Employer contribution / active EE | $504 | $558-9.5% | $1,088-53.6% | $2,111-76.1% |
| Participant deferral / active EE | $1,548 | $1,116+38.7% | $1,873-17.4% | $3,350-53.8% |
| Admin fee / account holder | $15 | $585-97.4% | $3,082-99.5% | $521-97.1% |