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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,925 | $27,800+54.4% | $58,561-26.7% | $71,511-40.0% |
| Participation rate | 55.5% | 34.6%+20.9pp | 50.9%+4.6pp | 67.9%-12.5pp |
| Annual return | 19.40% | 26.80%-7.4pp | 4251.33%-4231.9pp | 28.86%-9.5pp |
| Employer contribution / active EE | $915 | $632+44.9% | $1,053-13.1% | $2,589-64.7% |
| Participant deferral / active EE | $2,279 | $1,208+88.6% | $1,923+18.5% | $4,291-46.9% |
| Admin fee / account holder | $58 | $1,637-96.5% | $2,520-97.7% | $1,588-96.4% |