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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,728 | $26,549-6.9% | $61,452-59.8% | $66,938-63.1% |
| Participation rate | 57.0% | 38.1%+19.0pp | 52.6%+4.5pp | 69.8%-12.8pp |
| Annual return | -17.73% | -16.21%-1.5pp | 338.96%-356.7pp | 1.58%-19.3pp |
| Employer contribution / active EE | $783 | $651+20.3% | $1,160-32.4% | $2,545-69.2% |
| Participant deferral / active EE | $1,804 | $1,338+34.8% | $2,125-15.1% | $4,238-57.4% |
| Admin fee / account holder | $29 | $409-93.0% | $2,131-98.7% | $594-95.2% |