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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,406 | $138,312-20.2% | $122,979-10.2% | $155,188-28.9% |
| Participation rate | 100.0% | 80.2%+19.8pp | 77.2%+22.8pp | 80.8%+19.2pp |
| Annual return | 4.13% | 22.06%-17.9pp | 20.12%-16.0pp | 148.84%-144.7pp |
| Employer contribution / active EE | $1,558 | $3,530-55.9% | $3,062-49.1% | $4,248-63.3% |
| Participant deferral / active EE | $4,630 | $5,592-17.2% | $5,003-7.5% | $6,531-29.1% |
| Admin fee / account holder | $903 | $15,089-94.0% | $12,864-93.0% | $14,480-93.8% |