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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,308 | $100,811-27.3% | $86,698-15.4% | $134,545-45.5% |
| Participation rate | 94.4% | 79.0%+15.5pp | 76.6%+17.9pp | 81.2%+13.2pp |
| Annual return | 7.45% | 29.11%-21.7pp | 35.96%-28.5pp | 418.37%-410.9pp |
| Employer contribution / active EE | $1,201 | $3,490-65.6% | $2,837-57.7% | $4,742-74.7% |
| Participant deferral / active EE | $3,039 | $5,339-43.1% | $4,656-34.7% | $6,401-52.5% |
| Admin fee / account holder | $4,980 | $10,926-54.4% | $7,492-33.5% | $11,431-56.4% |