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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,952 | $112,131-51.9% | $95,964-43.8% | $158,982-66.1% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | -5.63% | 171.19%-176.8pp | 91.64%-97.3pp | 302.99%-308.6pp |
| Employer contribution / active EE | $1,310 | $3,199-59.0% | $2,541-48.4% | $4,763-72.5% |
| Participant deferral / active EE | $3,916 | $4,784-18.1% | $4,167-6.0% | $5,983-34.5% |
| Admin fee / account holder | $22,918 | $10,136+126.1% | $6,797+237.2% | $11,252+103.7% |