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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,773 | $103,393-35.4% | $87,103-23.3% | $152,909-56.3% |
| Participation rate | 92.9% | 79.4%+13.5pp | 76.9%+16.0pp | 82.5%+10.4pp |
| Annual return | 3.59% | 28.10%-24.5pp | 28.19%-24.6pp | 345.46%-341.9pp |
| Employer contribution / active EE | $1,473 | $3,221-54.3% | $2,521-41.6% | $4,764-69.1% |
| Participant deferral / active EE | $4,244 | $4,778-11.2% | $4,049+4.8% | $5,851-27.5% |
| Admin fee / account holder | $3,131 | $12,195-74.3% | $7,491-58.2% | $11,601-73.0% |