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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,133 | $110,240-32.8% | $96,544-23.2% | $139,487-46.9% |
| Participation rate | 93.8% | 78.1%+15.6pp | 76.0%+17.8pp | 80.3%+13.4pp |
| Annual return | -6.74% | 26.41%-33.1pp | 25.88%-32.6pp | 373.84%-380.6pp |
| Employer contribution / active EE | $1,410 | $3,622-61.1% | $2,966-52.5% | $4,755-70.3% |
| Participant deferral / active EE | $3,689 | $5,549-33.5% | $4,851-24.0% | $6,713-45.0% |
| Admin fee / account holder | $3,058 | $11,602-73.6% | $8,254-63.0% | $11,407-73.2% |