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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,418 | $124,425-72.3% | $112,040-69.3% | $137,256-74.9% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 5.01% | 24.72%-19.7pp | 24.52%-19.5pp | 220.34%-215.3pp |
| Employer contribution / active EE | $9,380 | $3,411+175.0% | $2,954+217.5% | $4,156+125.7% |
| Participant deferral / active EE | $2,672 | $5,718-53.3% | $5,098-47.6% | $6,407-58.3% |
| Admin fee / account holder | $134,864 | $15,207+786.9% | $12,098+1014.8% | $12,270+999.1% |