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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,938 | $112,121-2.8% | $95,960+13.5% | $158,966-31.5% |
| Participation rate | 85.7% | 79.0%+6.7pp | 77.1%+8.6pp | 82.0%+3.8pp |
| Annual return | 11.07% | 171.16%-160.1pp | 91.63%-80.6pp | 302.95%-291.9pp |
| Employer contribution / active EE | $6,974 | $3,199+118.0% | $2,541+174.4% | $4,762+46.4% |
| Participant deferral / active EE | $4,580 | $4,784-4.3% | $4,167+9.9% | $5,983-23.5% |
| Admin fee / account holder | $1,239 | $10,135-87.8% | $6,797-81.8% | $11,250-89.0% |