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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,418 | $126,661-72.8% | $113,397-69.6% | $138,895-75.2% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.5%+23.5pp | 79.9%+20.1pp |
| Annual return | 5.01% | 25.05%-20.0pp | 23.20%-18.2pp | 145.39%-140.4pp |
| Employer contribution / active EE | $9,380 | $3,456+171.4% | $2,977+215.1% | $4,194+123.6% |
| Participant deferral / active EE | $2,672 | $5,693-53.1% | $5,076-47.4% | $6,396-58.2% |
| Admin fee / account holder | $134,864 | $14,549+826.9% | $11,957+1027.9% | $12,562+973.6% |