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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,524 | $183,592-66.5% | $155,567-60.5% | $145,959-57.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 11.00% | 61.24%-50.2pp | 64.74%-53.7pp | 561.95%-551.0pp |
| Employer contribution / active EE | $6,964 | $5,315+31.0% | $4,674+49.0% | $4,661+49.4% |
| Participant deferral / active EE | $3,074 | $6,464-52.4% | $5,628-45.4% | $6,689-54.0% |
| Admin fee / account holder | $7,724 | $19,318-60.0% | $15,916-51.5% | $13,398-42.3% |