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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,217 | $175,259-79.3% | $149,723-75.8% | $139,487-74.0% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 13.59% | 166.82%-153.2pp | 134.50%-120.9pp | 373.84%-360.2pp |
| Employer contribution / active EE | $5,935 | $5,478+8.3% | $4,821+23.1% | $4,755+24.8% |
| Participant deferral / active EE | $2,467 | $6,522-62.2% | $5,682-56.6% | $6,713-63.2% |
| Admin fee / account holder | $5,911 | $16,158-63.4% | $13,215-55.3% | $11,407-48.2% |