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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,217 | $175,212-79.3% | $149,682-75.8% | $139,427-74.0% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 13.59% | 166.63%-153.0pp | 134.35%-120.8pp | 373.27%-359.7pp |
| Employer contribution / active EE | $5,935 | $5,475+8.4% | $4,818+23.2% | $4,752+24.9% |
| Participant deferral / active EE | $2,467 | $6,520-62.2% | $5,681-56.6% | $6,711-63.2% |
| Admin fee / account holder | $5,911 | $16,150-63.4% | $13,210-55.3% | $11,404-48.2% |