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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,409 | $167,323-77.6% | $143,770-74.0% | $134,493-72.2% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -16.97% | 0.47%-17.4pp | -0.04%-16.9pp | 418.01%-435.0pp |
| Employer contribution / active EE | $11,023 | $5,619+96.2% | $4,951+122.6% | $4,740+132.6% |
| Participant deferral / active EE | $9,138 | $6,446+41.7% | $5,638+62.1% | $6,400+42.8% |
| Admin fee / account holder | $1,467 | $18,088-91.9% | $14,673-90.0% | $11,425-87.2% |