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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,867 | $217,432-81.2% | $185,851-78.0% | $167,553-75.6% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 14.79% | 148.43%-133.6pp | 122.11%-107.3pp | 478.89%-464.1pp |
| Employer contribution / active EE | $6,506 | $5,874+10.7% | $5,168+25.9% | $4,840+34.4% |
| Participant deferral / active EE | $5,615 | $6,357-11.7% | $5,569+0.8% | $6,343-11.5% |
| Admin fee / account holder | $4,240 | $19,820-78.6% | $16,245-73.9% | $12,316-65.6% |