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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,867 | $217,392-81.2% | $185,818-78.0% | $167,497-75.6% |
| Participation rate | 100.0% | 86.0%+14.0pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 14.79% | 148.37%-133.6pp | 122.06%-107.3pp | 478.62%-463.8pp |
| Employer contribution / active EE | $6,506 | $5,873+10.8% | $5,168+25.9% | $4,838+34.5% |
| Participant deferral / active EE | $5,615 | $6,357-11.7% | $5,568+0.8% | $6,341-11.5% |
| Admin fee / account holder | $4,240 | $19,813-78.6% | $16,239-73.9% | $12,310-65.6% |