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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,825 | $102,393-35.7% | $147,041-55.2% | $80,911-18.6% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.6%+32.4pp |
| Annual return | 18.57% | 134.95%-116.4pp | 419.21%-400.6pp | 35.63%-17.1pp |
| Employer contribution / active EE | $4,364 | $3,715+17.5% | $4,935-11.6% | $2,756+58.3% |
| Participant deferral / active EE | $11,684 | $6,647+75.8% | $8,071+44.8% | $4,297+171.9% |
| Admin fee / account holder | $5,152 | $7,943-35.1% | $13,006-60.4% | $6,935-25.7% |