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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,797 | $157,296-65.8% | $141,191-61.9% | $152,897-64.8% |
| Participation rate | 75.0% | 84.8%-9.8pp | 82.5%-7.5pp | 82.5%-7.5pp |
| Annual return | 25.05% | 64.34%-39.3pp | 71.41%-46.4pp | 345.43%-320.4pp |
| Employer contribution / active EE | $3,415 | $5,262-35.1% | $4,736-27.9% | $4,764-28.3% |
| Participant deferral / active EE | $8,396 | $7,111+18.1% | $6,710+25.1% | $5,851+43.5% |
| Admin fee / account holder | $1,507 | $12,125-87.6% | $10,264-85.3% | $11,599-87.0% |