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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,954 | $148,623-64.4% | $135,974-61.1% | $139,466-62.0% |
| Participation rate | 95.2% | 83.9%+11.4pp | 81.9%+13.3pp | 80.3%+14.9pp |
| Annual return | 21.24% | 79.30%-58.1pp | 68.30%-47.1pp | 373.66%-352.4pp |
| Employer contribution / active EE | $4,091 | $5,246-22.0% | $4,859-15.8% | $4,754-13.9% |
| Participant deferral / active EE | $10,596 | $8,103+30.8% | $7,760+36.6% | $6,712+57.9% |
| Admin fee / account holder | $7,564 | $12,406-39.0% | $10,767-29.7% | $11,409-33.7% |