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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,848 | $150,447-68.2% | $136,298-64.9% | $147,586-67.6% |
| Participation rate | 75.0% | 84.4%-9.4pp | 81.9%-6.9pp | 82.8%-7.8pp |
| Annual return | 17.49% | 1049.15%-1031.7pp | 5156.27%-5138.8pp | 578.59%-561.1pp |
| Employer contribution / active EE | $2,983 | $5,256-43.2% | $4,696-36.5% | $4,876-38.8% |
| Participant deferral / active EE | $8,596 | $6,631+29.6% | $6,247+37.6% | $5,439+58.1% |
| Admin fee / account holder | $2,834 | $10,906-74.0% | $9,244-69.3% | $10,886-74.0% |