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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,119 | $217,432-23.6% | $185,849-10.6% | $167,536-0.8% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 14.93% | 148.42%-133.5pp | 122.10%-107.2pp | 478.82%-463.9pp |
| Employer contribution / active EE | $6,468 | $5,875+10.1% | $5,169+25.1% | $4,839+33.7% |
| Participant deferral / active EE | $7,020 | $6,357+10.4% | $5,569+26.1% | $6,342+10.7% |
| Admin fee / account holder | $3,832 | $19,818-80.7% | $16,244-76.4% | $12,315-68.9% |