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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,990 | $202,342-48.1% | $172,753-39.2% | $152,909-31.3% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 15.55% | 1029.88%-1014.3pp | 803.00%-787.5pp | 345.46%-329.9pp |
| Employer contribution / active EE | $6,031 | $5,857+3.0% | $5,144+17.3% | $4,764+26.6% |
| Participant deferral / active EE | $6,219 | $5,948+4.6% | $5,198+19.6% | $5,851+6.3% |
| Admin fee / account holder | $3,321 | $17,112-80.6% | $13,956-76.2% | $11,601-71.4% |