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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,236 | $183,592-2.9% | $155,574+14.6% | $145,877+22.2% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 11.17% | 61.37%-50.2pp | 64.87%-53.7pp | 551.28%-540.1pp |
| Employer contribution / active EE | $11,397 | $5,317+114.4% | $4,676+143.7% | $4,663+144.4% |
| Participant deferral / active EE | $11,631 | $6,466+79.9% | $5,629+106.6% | $6,691+73.8% |
| Admin fee / account holder | $4,871 | $19,316-74.8% | $15,914-69.4% | $13,402-63.7% |