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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,163 | $167,353-12.1% | $143,797+2.3% | $134,545+9.4% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -11.41% | 0.48%-11.9pp | -0.04%-11.4pp | 418.37%-429.8pp |
| Employer contribution / active EE | $7,362 | $5,620+31.0% | $4,952+48.7% | $4,742+55.3% |
| Participant deferral / active EE | $8,684 | $6,447+34.7% | $5,638+54.0% | $6,401+35.7% |
| Admin fee / account holder | $1,305 | $18,096-92.8% | $14,679-91.1% | $11,431-88.6% |