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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,523 | $162,136-57.1% | $152,301-54.4% | $154,746-55.1% |
| Participation rate | 80.0% | 84.1%-4.1pp | 82.4%-2.4pp | 80.7%-0.7pp |
| Annual return | 18.64% | 91.02%-72.4pp | 80.50%-61.9pp | 172.34%-153.7pp |
| Employer contribution / active EE | $4,486 | $4,890-8.3% | $4,624-3.0% | $4,379+2.4% |
| Participant deferral / active EE | $8,404 | $8,341+0.8% | $8,004+5.0% | $6,730+24.9% |
| Admin fee / account holder | $4,163 | $15,759-73.6% | $14,398-71.1% | $14,365-71.0% |