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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,523 | $154,228-54.9% | $145,433-52.2% | $137,256-49.3% |
| Participation rate | 80.0% | 83.8%-3.8pp | 82.1%-2.1pp | 80.0%0pp |
| Annual return | 18.64% | 74.59%-56.0pp | 66.58%-47.9pp | 220.34%-201.7pp |
| Employer contribution / active EE | $4,486 | $4,804-6.6% | $4,554-1.5% | $4,156+7.9% |
| Participant deferral / active EE | $8,404 | $8,216+2.3% | $7,897+6.4% | $6,407+31.2% |
| Admin fee / account holder | $4,163 | $14,344-71.0% | $13,129-68.3% | $12,270-66.1% |