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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,062 | $148,582-79.1% | $135,942-77.2% | $139,456-77.7% |
| Participation rate | 92.3% | 83.9%+8.5pp | 81.9%+10.4pp | 80.3%+12.0pp |
| Annual return | 58.34% | 79.26%-20.9pp | 68.28%-9.9pp | 373.45%-315.1pp |
| Employer contribution / active EE | $2,820 | $5,245-46.2% | $4,858-41.9% | $4,753-40.7% |
| Participant deferral / active EE | $5,363 | $8,101-33.8% | $7,759-30.9% | $6,711-20.1% |
| Admin fee / account holder | $1,484 | $12,402-88.0% | $10,764-86.2% | $11,407-87.0% |