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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,453 | $138,102-86.6% | $125,381-85.3% | $134,532-86.3% |
| Participation rate | 88.9% | 84.5%+4.4pp | 82.4%+6.5pp | 81.2%+7.7pp |
| Annual return | -1.04% | 750.73%-751.8pp | 572.31%-573.3pp | 418.27%-419.3pp |
| Employer contribution / active EE | $3,873 | $5,245-26.2% | $4,815-19.6% | $4,741-18.3% |
| Participant deferral / active EE | $6,914 | $7,801-11.4% | $7,448-7.2% | $6,401+8.0% |
| Admin fee / account holder | $3,559 | $11,568-69.2% | $10,007-64.4% | $11,429-68.9% |