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| Provider | Service type | Compensation |
|---|---|---|
Filed as: RAYMOND JAMES Service code 27 880 CARILLON PARKWAY · ST PETERSBURG, FL 33716 | Advisory (Plan) | $50,756 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $50,074 |
LPL FINANCIAL1 year Service code 27 PO BOX 502533 · SAN DIEGO, CA 92150 | Advisory (Plan) | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,806 | $96,486+4.5% | $153,432-34.3% | $77,671+29.8% |
| Participation rate | 84.2% | 81.6%+2.5pp | 77.1%+7.1pp | 70.6%+13.6pp |
| Annual return | 33.46% | 14.44%+19.0pp | 15.66%+17.8pp | 31.21%+2.3pp |
| Employer contribution / active EE | $6,900 | $5,224+32.1% | $5,038+37.0% | $2,726+153.1% |
| Participant deferral / active EE | $8,240 | $6,609+24.7% | $6,757+21.9% | $4,648+77.3% |
| Admin fee / account holder | $418 | $182+129.3% | $12,725-96.7% | $430-2.8% |