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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,057 | $76,522-38.5% | $56,033-16.0% | $145,884-67.7% |
| Participation rate | 22.2% | 63.2%-41.0pp | 52.5%-30.3pp | 80.3%-58.1pp |
| Annual return | 18.30% | 3014.28%-2996.0pp | 1711.38%-1693.1pp | 551.85%-533.5pp |
| Employer contribution / active EE | $823 | $1,382-40.5% | $1,041-20.9% | $4,662-82.4% |
| Participant deferral / active EE | $3,397 | $2,624+29.5% | $1,954+73.9% | $6,690-49.2% |
| Admin fee / account holder | $2,792 | $3,328-16.1% | $2,827-1.2% | $13,392-79.2% |