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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,057 | $76,634-38.6% | $56,054-16.1% | $145,978-67.8% |
| Participation rate | 22.2% | 63.2%-41.0pp | 52.5%-30.3pp | 80.3%-58.1pp |
| Annual return | 18.30% | 3004.33%-2986.0pp | 1705.95%-1687.6pp | 550.52%-532.2pp |
| Employer contribution / active EE | $823 | $1,380-40.4% | $1,039-20.8% | $4,662-82.3% |
| Participant deferral / active EE | $3,397 | $2,622+29.5% | $1,952+74.0% | $6,690-49.2% |
| Admin fee / account holder | $2,792 | $3,321-15.9% | $2,822-1.1% | $13,400-79.2% |