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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,778 | $84,551-92.0% | $61,452-89.0% | $134,532-95.0% |
| Participation rate | 38.5% | 62.2%-23.7pp | 52.6%-14.1pp | 81.2%-42.8pp |
| Annual return | 0.00% | 585.39%-585.4pp | 338.96%-339.0pp | 418.27%-418.3pp |
| Employer contribution / active EE | $607 | $1,545-60.7% | $1,160-47.6% | $4,741-87.2% |
| Participant deferral / active EE | $2,232 | $2,818-20.8% | $2,125+5.0% | $6,401-65.1% |
| Admin fee / account holder | $990 | $2,587-61.7% | $2,131-53.6% | $11,429-91.3% |