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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,293 | $72,071-64.9% | $68,368-63.0% | $137,256-81.6% |
| Participation rate | 85.7% | 76.2%+9.5pp | 73.8%+12.0pp | 80.0%+5.8pp |
| Annual return | 20.21% | 353.14%-332.9pp | 292.57%-272.4pp | 220.34%-200.1pp |
| Employer contribution / active EE | $3,748 | $2,788+34.4% | $2,649+41.5% | $4,156-9.8% |
| Participant deferral / active EE | $2,614 | $4,410-40.7% | $4,123-36.6% | $6,407-59.2% |
| Admin fee / account holder | $355 | $5,336-93.3% | $5,150-93.1% | $12,270-97.1% |