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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,293 | $70,366-64.1% | $66,674-62.1% | $138,895-81.8% |
| Participation rate | 85.7% | 76.2%+9.5pp | 73.7%+12.0pp | 79.9%+5.8pp |
| Annual return | 20.21% | 386.41%-366.2pp | 321.24%-301.0pp | 145.39%-125.2pp |
| Employer contribution / active EE | $3,748 | $2,765+35.5% | $2,620+43.0% | $4,194-10.6% |
| Participant deferral / active EE | $2,614 | $4,374-40.2% | $4,084-36.0% | $6,396-59.1% |
| Admin fee / account holder | $355 | $5,262-93.3% | $5,098-93.0% | $12,562-97.2% |