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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,462 | $92,743-84.4% | $82,744-82.5% | $134,532-89.3% |
| Participation rate | 87.5% | 75.2%+12.3pp | 72.6%+14.9pp | 81.2%+6.3pp |
| Annual return | -27.55% | 946.63%-974.2pp | 702.22%-729.8pp | 418.27%-445.8pp |
| Employer contribution / active EE | $6,166 | $3,273+88.4% | $3,008+105.0% | $4,741+30.0% |
| Participant deferral / active EE | $6,289 | $4,802+31.0% | $4,395+43.1% | $6,401-1.8% |
| Admin fee / account holder | $766 | $5,977-87.2% | $5,325-85.6% | $11,429-93.3% |