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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,756 | $159,978+29.9% | $147,041+41.3% | $145,978+42.3% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 18.24% | 98.36%-80.1pp | 419.21%-401.0pp | 550.52%-532.3pp |
| Employer contribution / active EE | $11,703 | $5,288+121.3% | $4,935+137.1% | $4,662+151.0% |
| Participant deferral / active EE | $13,270 | $8,429+57.4% | $8,071+64.4% | $6,690+98.4% |
| Admin fee / account holder | $8,915 | $15,053-40.8% | $13,006-31.5% | $13,400-33.5% |