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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,333 | $157,296-24.1% | $141,191-15.5% | $152,897-22.0% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 24.44% | 64.34%-39.9pp | 71.41%-47.0pp | 345.43%-321.0pp |
| Employer contribution / active EE | $8,434 | $5,262+60.3% | $4,736+78.1% | $4,764+77.1% |
| Participant deferral / active EE | $9,555 | $7,111+34.4% | $6,710+42.4% | $5,851+63.3% |
| Admin fee / account holder | $857 | $12,125-92.9% | $10,264-91.6% | $11,599-92.6% |