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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,884 | $138,076-19.0% | $123,553-9.4% | $135,380-17.4% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -6.87% | 153.70%-160.6pp | 119.21%-126.1pp | 519.81%-526.7pp |
| Employer contribution / active EE | $10,449 | $5,152+102.8% | $4,628+125.8% | $4,779+118.6% |
| Participant deferral / active EE | $12,460 | $6,800+83.2% | $6,426+93.9% | $5,609+122.1% |
| Admin fee / account holder | $2,487 | $10,917-77.2% | $9,284-73.2% | $10,828-77.0% |