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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,900 | $138,102+7.8% | $125,381+18.8% | $134,532+10.7% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -17.64% | 750.73%-768.4pp | 572.31%-589.9pp | 418.27%-435.9pp |
| Employer contribution / active EE | $7,319 | $5,245+39.5% | $4,815+52.0% | $4,741+54.4% |
| Participant deferral / active EE | $10,373 | $7,801+33.0% | $7,448+39.3% | $6,401+62.1% |
| Admin fee / account holder | $932 | $11,568-91.9% | $10,007-90.7% | $11,429-91.8% |