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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,680 | $148,623+21.6% | $135,974+32.9% | $139,466+29.6% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 19.80% | 79.30%-59.5pp | 68.30%-48.5pp | 373.66%-353.9pp |
| Employer contribution / active EE | $11,404 | $5,246+117.4% | $4,859+134.7% | $4,754+139.9% |
| Participant deferral / active EE | $13,029 | $8,103+60.8% | $7,760+67.9% | $6,712+94.1% |
| Admin fee / account holder | $1,489 | $12,406-88.0% | $10,767-86.2% | $11,409-87.0% |