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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,756 | $160,070+29.8% | $147,117+41.2% | $145,897+42.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 18.24% | 98.69%-80.4pp | 420.54%-402.3pp | 552.29%-534.0pp |
| Employer contribution / active EE | $11,703 | $5,285+121.5% | $4,932+137.3% | $4,663+151.0% |
| Participant deferral / active EE | $13,270 | $8,419+57.6% | $8,065+64.5% | $6,689+98.4% |
| Admin fee / account holder | $8,915 | $15,035-40.7% | $12,993-31.4% | $13,390-33.4% |