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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,753 | $99,647+11.1% | $86,439+28.1% | $134,509-17.7% |
| Participation rate | 80.0% | 82.1%-2.1pp | 80.3%-0.3pp | 81.2%-1.2pp |
| Annual return | -18.69% | 6784.13%-6802.8pp | 4395.55%-4414.2pp | 418.13%-436.8pp |
| Employer contribution / active EE | $704 | $4,401-84.0% | $3,769-81.3% | $4,741-85.1% |
| Participant deferral / active EE | $4,438 | $7,246-38.8% | $6,952-36.2% | $6,400-30.7% |
| Admin fee / account holder | $1,295 | $8,373-84.5% | $6,732-80.8% | $11,427-88.7% |